The Bureau of Statistics United States stated that over three million employees in the last year reported to have been injured at work and even though they were no fatalities you will need to know how the workers compensation claims will work for you in such a situation.
The workers stands for individual laws of the state that guarantees you to get compensation in case you get injured while at workplace and this will help you to cater and manage to pay for the bills, the statues are in place so that the individual will not sue the employer for damages.
The workers compensation policy pertains only to the injuries which an employee will sustain while they are at place of work, outside the work premises this policy does not cater for their expenses, today businesses are advised to take this policy as it will save them from being sued by the employee in case an injury happens as much most of the states have different laws when it comes to workers compensation, the laws still stand that it caters fir the employees who are injured at workplace.
Today there are over 140 million employees who are covered by this arrangement of the compensation union and this statue was started in 1902, and by the year of 1949 the country ratified this arrangement fully so that it can cater for the workers.
There are a number of procedures you need to follow when you are filing the workers compensation claim and since it is big you might get confused but it is important to follow the steps as they are clearly outlined.
Once you have been injured at work seek medical attention as soon as you can after you have sustained the injuries ,check with the doctor and be accurately diagnosed so that the claim can be processed with ease and it will not have some questions when you claim the compensation.
You will need to collect enough proof so that when it comes for the time to claim your compensation you will present the proof and there will be no doubts, take pictures of the accidents and what made the accident to happen a s this will fasten the process.
In writing let your employer know that you have sustained injuries at work place, the workers state compensation law have statutory deadline for when you are supposed to have informed your employer and outline how you were injured and the accident location, date and time as well as the accident occurred, you will be asked to advise if there were any witnesses present and also the magnitude of the injuries.
Keep a record of all the materials that you use while for were filing for the compensation ads they may be helpful in future and also so that you can know how much the compensation was settled for.